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Close-up of a chef sliding a hot pan over a stainless steel counter in a busy, high-contrast commercial kitchen, natural harsh window light, documentary style.
Close-up of a chef sliding a hot pan over a stainless steel counter in a busy, high-contrast commercial kitchen, natural harsh window light, documentary style.
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NON-BANK LIQUIDITY

Capital scaled to daily sales.

Convert your immediate credit card volume into working capital. We evaluate your actual revenue velocity instead of historical credit scores, delivering cash in twenty-four hours.

How it works

Cash flow at business velocity

We bypass traditional bank bureaucracy by linking your funding directly to your daily merchant sales volume.

Daily card sales

Automated scaling

Rapid deployment

We analyze your actual merchant credit card transactions over the last ninety days to establish your real capital capacity.

Repayments automatically adjust based on your daily sales volume. When business slows, your payment scales down proportionally.

Approval happens within hours, with working capital deposited directly into your account to meet immediate inventory or payroll needs.

Direct impact

When our kitchen equipment failed during our busiest season, traditional banks wanted a three-week approval process. Ironclad funded our replacement cash advance in twenty-four hours based on our daily sales.

Marcus Thorne, Owner of Thorne & Co. Bistro

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Accelerate your daily cash flow

Do not let timing gaps stall your growth. Get a decision within twenty-four hours based on your actual daily sales, not your historical credit score.